Saving money is something that many of us try to do. We are constantly learning new ways or thinking of how we can be better. This is part of homemaking! We actually are called to save money!
Our husbands work daily for us and our children. They earn the money, pay the bills, and then give it to us for the family necessities. It is our job to use this money wisely. We did not, technically, earn it. So, we must be careful with how we spend it. We should take it and not act with an “I deserve it” attitude. We need to look at it as “This is what I have and what does the family need?”
A good way to foster this question, is to ask your husbands for a budget. Your husbands should have control over the money and therefore, should dish out what you need. If you have a budget, you will more than likely not spend on needless items.
Another helpful tip is to ask your husbands if you can purchase anything before you do. This gives the leader of the home, an idea of what you are buying and allows him to have a better hold on the finances. Now, I know that there are some ladies who do the budgeting and finances for the family. If this works for your family, then continue to do it, however, give yourself budgets and spend only that money. It is also just a good idea and practice to ask your husband if it is ok to purchase something outside of groceries.
Now that we know our budgets, what are some ways in which to use it wisely? There are many, but it mainly involves self-control. Self-control is extremely important! As women, we like to spend money even if we are at the grocery store! Cutting your spending will start to take place if you control your buying eye and stick with what you originally went shopping for.
A good place to start this practice, is at the store we go to once, twice, or three times a month. Yes, you guessed it, the grocery store! Grocery budgets depend on each family, however, it should not be extremely high! The average American family could probably drop their grocery bill by a hundred bucks or more! What are some ways to accomplish this?
- Don’t buy name brand! This is a big one. Name brands only bump up the price. They are practically the same thing as the generic. Sometimes, the generic is not as good, but maybe this is a little sacrifice we can make. If you really want to buy a name brand item, first look for coupons! There are some out there! A recent thing, which I love, is that the stores with cards, ( Kroger, Walgreens, Publix, CVS, etc) will have coupons that you can load directly onto your cards. Say goodbye to having paper coupons everywhere! It is definitely faster and a good way to save on items that tend to be higher priced.
- Watch the amount of junk food– if you want money to buy some of the more expensive healthy items, cut out some of the junk food from your list. It is also, part of our jobs to feed our families well and with items that nurture them. So, instead of grabbing a bag of chips, go to the produce aisle and pick up some fruits and veggies instead.
- Buy what is on sale!– this alone will save you a lot! My Mother’s motto, which I live by, is “If it is not on sale, we are not buying it.” It might mean passing up a less necessary item, but it will help you in the long run.
- Look online for some health foods– if you are a health food buyer, be sure to look online for items. Sometimes you can buy in bulk for a much more reasonable price. Health food stores, can sometimes have decent prices if you catch their sales. However, online is more consistent and it is shipped right to your door!
- Don’t let your kids throw stuff in your cart!– kids do not think about money, they only think about what they want! So, they will typically, grab the most expensive item off the shelf and if you let them purchase it, it will raise your bill!
- Try and stay away from frozen meals-Frozen meals are far more expensive then if you actually made it yourself. The only frozen items that are worth purchasing are frozen veggies and frozen fruit. Occasionally buying a frozen pizza won’t hurt you, but it can quickly add to the final bill.
There are many more ways to save on groceries and other items. The above list is just to help you get started. If you have a way that helps you save, please feel free to leave a comment and tell us about it!